AI finance operations for European SMEs
Your AI finance department.
Ledgerly brings EUROPA into Accounts Payable to monitor invoices, catch anomalies, prepare approvals and remove repetitive work—without removing human control.
Built first for Portugal and Italy. No automatic payment execution in the MVP.
Bank details changed
Payment is on hold until a human verifies the supplier’s new IBAN.
Founder promises
Serious automation. Clear boundaries.
Every AI extraction and classification includes a confidence score.
Exceptions are explained in plain language and prioritized by severity.
Humans can approve, reject, edit, clarify or hold every invoice.
Every change and decision is recorded in a complete audit trail.
How EUROPA works
An AI employee for the invoice-to-payment workflow.
EUROPA continuously prepares finance work for people, surfacing what matters instead of adding another passive dashboard.
EUROPA AI Briefing
What needs attention today
I reviewed 42 invoices. 35 are ready, 4 require approval, 2 contain unusual amounts and 1 supplier changed bank details. Estimated obligations this week: €38,420.
AI invoice processing
Extract supplier, amount, VAT, dates, IBAN and purchase-order data, with a confidence score attached to every field.
Anomaly detection
Catch duplicates, changed bank details, unusual amounts, VAT inconsistencies and missing information before approval.
Approval automation
Route invoices by threshold, cost centre and risk while keeping every approval, edit and decision in the audit trail.
AI Finance Assistant
Ask what is due, which suppliers changed prices or why an invoice was flagged—and receive clear, actionable answers.
Built to connect
A modular integration layer is ready for ERP, accounting, banking and inbox connections—from SAP and Dynamics to Xero, QuickBooks and local Portuguese and Italian systems.
Prototype integrations are labelled demo or sandbox.
AI recommends. Humans decide.
Ledgerly distinguishes AI-detected signals, AI recommendations, human approvals and system actions at every step.
10–100
employee SMEs initially served
100%
of AI fields carry confidence
0
automatic payments in the MVP
Pricing
Start with the AP work that consumes your week.
Indicative prototype pricing. Final plans, invoice allowances and integration scope may change before commercial release.
Starter
For small businesses establishing a controlled AP process.
€99/month
- AI invoice extraction
- Duplicate checks
- One approval workflow
- Complete audit trail
Business
For growing SMEs with more invoices, approvers and exceptions.
€299/month
- Everything in Starter
- Advanced anomaly detection
- Configurable approval rules
- EUROPA AI briefing
Scale
For larger finance teams needing stronger controls and support.
€799/month
- Everything in Business
- Multi-company workspaces
- Role-based access
- Integration planning support
Controls by design
Built for finance teams that ask careful questions.
Give AP work to EUROPA
Put invoice risk in view—and repetitive work behind you.
Explore a realistic workspace with European invoices, deliberate anomalies, approval rules and a complete human-controlled workflow.